32 Union Square E #804 New York, NY 10003
​ Free Phone Consultation Call 212-533-1192

Some New York City medical insurances have acupuncture benefits. 
Most acupuncture insurances like Blue Cross Blue Shield, Aetna, UHC (United Healthcare ), cover most pains and some medical insurances like Cigna cover back pain, headaches and migraines depending on the coverage and benefits.

Acupuncture Insurance we accept in our NYC clinic.
​ 
 Aetna, Cigna, Blue Cross Blue Shield, United Health Care, PHCS,
Guardian, No Fault ( New York State Auto Accident Insurance) as well as 
​Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). 

Our acupuncture office will verify your medical benefits and inform you about your co-pays and deductibles, if you have any. We will also take care of paperwork and submit all claims.

We will need to verify your acupuncture medical benefits and approval number and the agent's name.
In order to verify your medical benefits, we will need your

• first and last names 
• Date of Birth
• Insurance ID#
• Your Phone to call you back and the phone for your Insurance (for providers to call). 

Please email us all the info with the subject line "Acupuncture Insurance" so we do not miss you email.

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Insurance benefits for acupuncture can be confusing and we will help you with that. 

If you are covered, your medical insurance may have 10 to 30 acupuncture visits a year.

Some plans carry a deductible, it is the amount of money you either need to pay or use before coming to an acupuncture specialist.  
If you have a large insurance deductable our clinic can break it down into small installment payments for you.

There is often a copay or co insurance after you meet your deductible, that you pay every visit usually form 0 to $30 per visit.

There are a lot of other little medical insurance terms and jargon, but we will take care of them for you, so you just enjoy your acupuncture treatments and improve your health.

Acupuncture medical insurance can be a blessing for people on a limited budget who need a number of visits to reach their health goals.

We are here to help and support you with acupuncture treatments and other services and paperwork as well.

​Hope to see you soon. 
​Tree of Life Acupuncture

We are providers for Blue Cross Blue Shield HMO, PPO and EPO

Most Medical Insurances cover Acupuncture for PAIN only, (Nausea some times) as a primary complaint ! 
​Some plans especially Blue Cross may allow non-restricted coverage (varies with the plan).
              
If your insurance is NOT listed and you are covered for Acupuncture: we will provide paperwork 
for you to get reimbursed directly from your medical insurance carrier.                                                         

Acupuncture can treat many conditions. We can treat your condition, however will take your insurance if one or more of your PRIMARY SYMPTOMS are pain or pain related.  Several conditions can be addressed in a single Acupuncture session.   

Below are some of the examples of  Painful symptoms covered by Acupuncture Insurance.
(Coverage may vary depending on the plan).  

Physical Pain:   Migraine, Foot Pain, Nausea, Breech Baby, Headaches, Shoulder, Back, Neck Pain, Sciatica, Knee Pain  etc.  

Allergic Pain:  Sinus Head Aches.   OB/GYN PAINS: Pregnancy related nausea, PMS,
Low Back Pain, Coccyx Pain, Ovarian Pain, Abdominal Pain.  

(INFERTILITY IS NOT COVERED) by insurance, unless some of your symptoms are pain related in some cases nausea symptoms. In other words symptoms with the word "pain" or "ache"  is OK.   Any further questions you may have can be discussed ​